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Mildura Health Private Hospital
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Are you an Australian Resident, permanent resident, or visiting from overseas?
Your age and income help us calculate your Australian Government Rebate. The rebate applied to your policy is based on the eldest member's age on your policy.

Restricted Benefits: You will be covered in a shared ward in a public hospital only. If you are admitted to a private or private day facility to be treated, it is likely to result in a large out of pocket expenses. Some specialists may not operate in a public hospital, this should be taken into consideration when choosing your hospital cover.

No restrictions or exclusions: This level of cover has no restrictions on services covered. You will be fully covered in a shared or private room in a private hospital or private day facility. For private room accommodation in a public hospital the Fund will pay and additional benefit of $80 above the shared ward accommodation rate.

Waiting Periods

If you are transferring from another health fund and you have already served your waiting periods for an equivalent level of cover, you will not have to re-serve your waiting periods.

For more information on waiting periods, click here.

Dental Only
Product Sheet
Dental
Benefit Amount
As per MHF dental schedule
Annual Limit
$1050 per person
($350 per person First membership year)
General and Major Dental
Waiting period: 2 months
Dentures
Waiting period: 12 months
Orthodontics
Waiting period: 24 months
Base Extras
Product Sheet
Physiotherapy & Other Therapies
Benefit Amount
Initial - $27
Standard - $24
Group - $8
Group sub limit $80
Annual Limit
$390 person
$780 family
Physiotherapy
Waiting period: 2 months
Exercise Physiology
Waiting period: 2 months
Occupational Therapy
Waiting period: 2 months
Group therapy excluded
Podiatry
Benefit Amount
Initial - $30
Standard - $26
Annual Limit
$390 person
$780 family
Podiatry
Waiting period: 2 months
Foot Orthotics
Set benefit per item
Waiting period: 12 months
Dietician
Benefit Amount
Initial - $27
Standard - $24
Annual Limit
$390 person
$780 family
Dietician
Waiting period: 2 months
Therapies
No benefit
Remedial Massage
Acupuncture
Myotherapy
Nutritionist
Chiropractic & Osteopathic
Benefit Amount
Annual Limit
$390 person
$780 family
Chiropractic
Initial - $22, Standard - $21
Waiting period: 2 months
Osteopathic
Initial - $27, Standard - $24
Waiting period: 2 months
Mental Health
No benefit
Clinical Psychology
Counselling
Optical
Benefit Amount
$180 Per Person
Annual Limit
$180 Per Person
Prescription Glasses & Contact Lenses
Waiting period: 6 months
Ambulance Subscription
Benefit Amount
Family - $72
Single - $36
Annual Limit
Equal to benefit
Ambulance subscription refund
Waiting period: 0 months
Eye Therapy
Benefit Amount
Initial - $27
Standard - $24
Annual Limit
$390 person
$780 family
Eye Therapy
Waiting period: 2 months
Speech Pathology
Benefit Amount
Initial - $27
Standard - $24
Annual Limit
$390 person
$780 family
Speech Pathology
Waiting period: 2 months
Home Nursing
Benefit Amount
$12
Annual Limit
$350 person
$700 family
Visiting Nurse (Excludes midwifery services)
Waiting period: 2 months
Pharmacy
No benefit
Non PBS prescriptions
Health Aids & Appliances
Benefit Amount
Annual Limit
$600 person
$1200 family
Blood Glucose Monitor
$150 (every 3 years)
Waiting period: 36 months
Blood Pressure Monitor
$125 (every 3 years)
Waiting period: 36 months
TENS Machine
$125 (every 3 years)
Waiting period: 36 months
Nebuliser
$125 (every 3 years)
Waiting period: 36 months
CPAP (Machine only)
$230 (every 3 years)
Waiting period: 36 months
Hearing Aid
$500 (every 5 years)
Waiting period: 36 months
Braces & Splints
65% up to $300 (every 3 years)
Waiting period: 12 months
CAM Boot
65% up to $300 (every 3 years)
Waiting period: 12 months
Artificial limbs & prosthesis
65% up to $300 (every 2 years)
Waiting period: 12 months
Crutches, walking frame & walking stick
65% up to $25 (every 2 years)
Waiting period: 12 months
Wigs
65% up to $150 (every 2 years)
Waiting period: 12 months
Compression Garments
65% up to $150 (every 2 years)
Waiting period: 12 months
Five Star Health Management Benefits
No benefit
Approved Programs
Dental
No benefit
General and Major Dental
Dentures
Orthodontics
Base Extras plus Dental
Product Sheet
Physiotherapy & Other Therapies
Benefit Amount
Initial - $27
Standard - $24
Group - $8
Group sub limit $80
Annual Limit
$390 person
$780 family
Physiotherapy
Waiting period: 2 months
Exercise Physiology
Waiting period: 2 months
Occupational Therapy
Waiting period: 2 months
Group therapy excluded
Podiatry
Benefit Amount
Initial - $30
Standard - $26
Annual Limit
$390 person
$780 family
Podiatry
Waiting period: 2 months
Foot Orthotics
Set benefit per item
Waiting period: 12 months
Dietician
Benefit Amount
Initial - $27
Standard - $24
Annual Limit
$390 person
$780 family
Dietician
Waiting period: 2 months
Therapies
No benefit
Remedial Massage
Acupuncture
Myotherapy
Nutritionist
Chiropractic & Osteopathic
Benefit Amount
Annual Limit
$390 person
$780 family
Chiropractic
Initial - $22, Standard - $21
Waiting period: 2 months
Osteopathic
Initial - $27, Standard - $24
Waiting period: 2 months
Mental Health
No benefit
Clinical Psychology
Counselling
Optical
Benefit Amount
$180 Per Person
Annual Limit
$180 Per Person
Prescription Glasses & Contact Lenses
Waiting period: 6 months
Ambulance Subscription
Benefit Amount
Family - $72
Single - $36
Annual Limit
Equal to benefit
Ambulance subscription refund
Waiting period: 0 months
Eye Therapy
Benefit Amount
Initial - $27
Standard - $24
Annual Limit
$390 person
$780 family
Eye Therapy
Waiting period: 2 months
Speech Pathology
Benefit Amount
Initial - $27
Standard - $24
Annual Limit
$390 person
$780 family
Speech Pathology
Waiting period: 2 months
Home Nursing
Benefit Amount
$12
Annual Limit
$350 person
$700 family
Visiting Nurse (Excludes midwifery services)
Waiting period: 2 months
Pharmacy
No benefit
Non PBS prescriptions
Health Aids & Appliances
Benefit Amount
Annual Limit
$600 person
$1200 family
Blood Glucose Monitor
$150 (every 3 years)
Waiting period: 36 months
Blood Pressure Monitor
$125 (every 3 years)
Waiting period: 36 months
TENS Machine
$125 (every 3 years)
Waiting period: 36 months
Nebuliser
$125 (every 3 years)
Waiting period: 36 months
CPAP (Machine only)
$230 (every 3 years)
Waiting period: 36 months
Hearing Aid
$500 (every 5 years)
Waiting period: 36 months
Braces & Splints
65% up to $300 (every 3 years)
Waiting period: 12 months
CAM Boot
65% up to $300 (every 3 years)
Waiting period: 12 months
Artificial limbs & prosthesis
65% up to $300 (every 2 years)
Waiting period: 12 months
Crutches, walking frame & walking stick
65% up to $25 (every 2 years)
Waiting period: 12 months
Wigs
65% up to $150 (every 2 years)
Waiting period: 12 months
Compression Garments
65% up to $150 (every 2 years)
Waiting period: 12 months
Five Star Health Management Benefits
No benefit
Approved Programs
Dental
Benefit Amount
As per MHF dental schedule
Annual Limit
$1050 per person
($350 per person First membership year)
General and Major Dental
Waiting period: 2 months
Dentures
Waiting period: 12 months
Orthodontics
Waiting period: 24 months
Mid Extras
Product Sheet
Physiotherapy & Other Therapies
Benefit Amount
Initial - $36
Standard - $32
Group - $9
Group sub limit $90
Annual Limit
$540 person
$1080 family
Physiotherapy
Waiting period: 2 months
Exercise Physiology
Waiting period: 2 months
Occupational Therapy
Waiting period: 2 months
Group therapy excluded
Podiatry
Benefit Amount
Initial - $40
Standard - $35
Annual Limit
$540 person
$1080 family
Podiatry
Waiting period: 2 months
Foot Orthotics
Set benefit per item
Waiting period: 12 months
Dietician
Benefit Amount
Initial - $36
Standard - $32
Annual Limit
$540 person
$1080 family
Dietician
Waiting period: 2 months
Therapies
Benefit Amount
Initial - $29
Standard - $27
Annual Limit
$540 person
$1080 family
Remedial Massage
Waiting period: 2 months
Acupuncture
Waiting period: 2 months
Myotherapy
Waiting period: 2 months
Nutritionist
Waiting period: 2 months
Chiropractic & Osteopathic
Benefit Amount
Annual Limit
$540 person
$1080 family
Chiropractic
Initial - $29, Standard - $27
Waiting period: 2 months
Osteopathic
Initial - $36, Standard - $32
Waiting period: 2 months
Mental Health
No benefit
Annual Limit
$540 person
$1080 family
Clinical Psychology
Initial - $50
Standard - $45
Group - $10
Counselling
Optical
Benefit Amount
$235 Per Person
Annual Limit
$235 Per Person
Prescription Glasses & Contact Lenses
Waiting period: 6 months
Ambulance Subscription
Benefit Amount
Family - $87
Single - $43.50
Annual Limit
Equal to benefit
Ambulance subscription refund
Waiting period: 0 months
Eye Therapy
Benefit Amount
Initial - $36
Standard - $32
Annual Limit
$540 person
$1080 family
Eye Therapy
Waiting period: 2 months
Speech Pathology
Benefit Amount
Initial - $36
Standard - $32
Annual Limit
$540 person
$1080 family
Speech Pathology
Waiting period: 2 months
Home Nursing
Benefit Amount
$12
Annual Limit
$500 person
$1000 family
Visiting Nurse (Excludes midwifery services)
Waiting period: 2 months
Pharmacy
Benefit Amount
$30
Annual Limit
$200 person
$400 family
Non PBS prescriptions
Waiting period: 2 months
Health Aids & Appliances
Benefit Amount
Annual Limit
$1000 person
$2000 family
Blood Glucose Monitor
$200 (every 3 years)
Waiting period: 36 months
Blood Pressure Monitor
$150 (every 3 years)
Waiting period: 36 months
TENS Machine
$150 (every 3 years)
Waiting period: 36 months
Nebuliser
$150 (every 3 years)
Waiting period: 36 months
CPAP (Machine only)
$400 (every 3 years)
Waiting period: 36 months
Hearing Aid
$770 (every 5 years)
Waiting period: 36 months
Braces & Splints
75% up to $500 (every 3 years)
Waiting period: 12 months
CAM Boot
75% up to $500 (every 3 years)
Waiting period: 12 months
Artificial limbs & prosthesis
75% up to $500 (every 2 years)
Waiting period: 12 months
Crutches, walking frame & walking stick
75% up to $35 (every 2 years)
Waiting period: 12 months
Wigs
75% up to $250 (every 2 years)
Waiting period: 12 months
Compression Garments
75% up to $250 (every 2 years)
Waiting period: 12 months
Five Star Health Management Benefits
No benefit
Approved Programs
Dental
No benefit
General and Major Dental
Dentures
Orthodontics
Mid Extras plus Dental
Product Sheet
Physiotherapy & Other Therapies
Benefit Amount
Initial - $36
Standard - $32
Group - $9
Group sub limit $90
Annual Limit
$540 person
$1080 family
Physiotherapy
Waiting period: 2 months
Exercise Physiology
Waiting period: 2 months
Occupational Therapy
Waiting period: 2 months
Group therapy excluded
Podiatry
Benefit Amount
Initial - $40
Standard - $35
Annual Limit
$540 person
$1080 family
Podiatry
Waiting period: 2 months
Foot Orthotics
Set benefit per item
Waiting period: 12 months
Dietician
Benefit Amount
Initial - $36
Standard - $32
Annual Limit
$540 person
$1080 family
Dietician
Waiting period: 2 months
Therapies
Benefit Amount
Initial - $29
Standard - $27
Annual Limit
$540 person
$1080 family
Remedial Massage
Waiting period: 2 months
Acupuncture
Waiting period: 2 months
Myotherapy
Waiting period: 2 months
Nutritionist
Waiting period: 2 months
Chiropractic & Osteopathic
Benefit Amount
Annual Limit
$540 person
$1080 family
Chiropractic
Initial - $29, Standard - $27
Waiting period: 2 months
Osteopathic
Initial - $36, Standard - $32
Waiting period: 2 months
Mental Health
No benefit
Annual Limit
$540 person
$1080 family
Clinical Psychology
Initial - $50
Standard - $45
Group - $10
Counselling
Optical
Benefit Amount
$235 Per Person
Annual Limit
$235 Per Person
Prescription Glasses & Contact Lenses
Waiting period: 6 months
Ambulance Subscription
Benefit Amount
Family - $87
Single - $43.50
Annual Limit
Equal to benefit
Ambulance subscription refund
Waiting period: 0 months
Eye Therapy
Benefit Amount
Initial - $36
Standard - $32
Annual Limit
$540 person
$1080 family
Eye Therapy
Waiting period: 2 months
Speech Pathology
Benefit Amount
Initial - $36
Standard - $32
Annual Limit
$540 person
$1080 family
Speech Pathology
Waiting period: 2 months
Home Nursing
Benefit Amount
$12
Annual Limit
$500 person
$1000 family
Visiting Nurse (Excludes midwifery services)
Waiting period: 2 months
Pharmacy
Benefit Amount
$30
Annual Limit
$200 person
$400 family
Non PBS prescriptions
Waiting period: 2 months
Health Aids & Appliances
Benefit Amount
Annual Limit
$1000 person
$2000 family
Blood Glucose Monitor
$200 (every 3 years)
Waiting period: 36 months
Blood Pressure Monitor
$150 (every 3 years)
Waiting period: 36 months
TENS Machine
$150 (every 3 years)
Waiting period: 36 months
Nebuliser
$150 (every 3 years)
Waiting period: 36 months
CPAP (Machine only)
$400 (every 3 years)
Waiting period: 36 months
Hearing Aid
$770 (every 5 years)
Waiting period: 36 months
Braces & Splints
75% up to $500 (every 3 years)
Waiting period: 12 months
CAM Boot
75% up to $500 (every 3 years)
Waiting period: 12 months
Artificial limbs & prosthesis
75% up to $500 (every 2 years)
Waiting period: 12 months
Crutches, walking frame & walking stick
75% up to $35 (every 2 years)
Waiting period: 12 months
Wigs
75% up to $250 (every 2 years)
Waiting period: 12 months
Compression Garments
75% up to $250 (every 2 years)
Waiting period: 12 months
Five Star Health Management Benefits
No benefit
Approved Programs
Dental
Benefit Amount
As per MHF dental schedule
Annual Limit
$1050 per person
($350 per person First membership year)
General and Major Dental
Waiting period: 2 months
Dentures
Waiting period: 12 months
Orthodontics
Waiting period: 24 months
Five Star Extras
Product Sheet
Physiotherapy & Other Therapies
Benefit Amount
Initial - $50
Standard - $45
Group - $10
Group sub limit $100
Annual Limit
$650 person
$1300 family
Physiotherapy
Waiting period: 2 months
Exercise Physiology
Waiting period: 2 months
Occupational Therapy
Waiting period: 2 months
Group therapy excluded
Podiatry
Benefit Amount
Initial - $46
Standard - $42
Annual Limit
$650 person
$1300 family
Podiatry
Waiting period: 2 months
Foot Orthotics
Set benefit per item
Waiting period: 12 months
Dietician
Benefit Amount
Initial - $42
Standard - $38
Annual Limit
$650 person
$1300 family
Dietician
Waiting period: 2 months
Therapies
Benefit Amount
Initial - $36
Standard - $34
Annual Limit
$600 person
$1200 family
Remedial Massage
Waiting period: 2 months
Acupuncture
Waiting period: 2 months
Myotherapy
Waiting period: 2 months
Nutritionist
Waiting period: 2 months
Chiropractic & Osteopathic
Benefit Amount
Annual Limit
$600 person
$1200 family
Chiropractic
Initial - $40, Standard - $34
Waiting period: 2 months
Osteopathic
Initial - $50, Standard - $45
Waiting period: 2 months
Mental Health
No benefit
Annual Limit
$650 person
$1300 family
Clinical Psychology
Initial - $70
Standard - $60
Group - $12
Counselling
Initial - $32
Standard - $32
Optical
Benefit Amount
$270 Per Person
Annual Limit
$270 Per Person
Prescription Glasses & Contact Lenses
Waiting period: 6 months
Ambulance Subscription
Benefit Amount
Family - $97
Single - $48.50
Annual Limit
Equal to benefit
Ambulance subscription refund
Waiting period: 0 months
Eye Therapy
Benefit Amount
Initial - $42
Standard - $38
Annual Limit
$650 person
$1300 family
Eye Therapy
Waiting period: 2 months
Speech Pathology
Benefit Amount
Initial - $50
Standard - $45
Annual Limit
$650 person
$1300 family
Speech Pathology
Waiting period: 2 months
Home Nursing
Benefit Amount
$12
Annual Limit
$600 person
$1200 family
Visiting Nurse (Excludes midwifery services)
Waiting period: 2 months
Pharmacy
Benefit Amount
$40
Annual Limit
$300 person
$600 family
Non PBS prescriptions
Waiting period: 2 months
Health Aids & Appliances
Benefit Amount
Annual Limit
$1200 person
$2400 family
Blood Glucose Monitor
$260 (every 3 years)
Waiting period: 36 months
Blood Pressure Monitor
$200 (every 3 years)
Waiting period: 36 months
TENS Machine
$200 (every 3 years)
Waiting period: 36 months
Nebuliser
$200 (every 3 years)
Waiting period: 36 months
CPAP (Machine only)
$520 (every 3 years)
Waiting period: 36 months
Hearing Aid
$1100 (every 5 years)
Waiting period: 36 months
Braces & Splints
85% up to $600 (every 3 years)
Waiting period: 12 months
CAM Boot
85% up to $600 (every 3 years)
Waiting period: 12 months
Artificial limbs & prosthesis
85% up to $600 (every 2 years)
Waiting period: 12 months
Crutches, walking frame & walking stick
85% up to $50 (every 2 years)
Waiting period: 12 months
Wigs
85% up to $300 (every 2 years)
Waiting period: 12 months
Compression Garments
85% up to $300 (every 2 years)
Waiting period: 12 months
Five Star Health Management Benefits
Benefit Amount
70%
Annual Limit
$150 person
$300 family
Approved Programs
Waiting period: 6 months
Dental
Benefit Amount
As per MHF dental schedule
Annual Limit
$1500 per person
($450 per person First membership year)
General and Major Dental
Waiting period: 2 months
Dentures
Waiting period: 12 months
Orthodontics
Waiting period: 24 months
Cover for , Australian Government Rebate income tier: , Age: .
No Hospital Cover
$0
No Extras Cover
$0
Total
Pay by direct debit and save 2.5%
Premium quoted as of April 1, 2024
Premium quoted excludes any Lifetime Health Cover loading. If you hold Lifetime Health Cover loading or would like to discuss lifetime health cover loading further, you can contact us on (03) 5023 0269 or email us at join@mildurahealthfund.com.au
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No Excess payable for day procedures at Mildura Health Private Hospital
Access to a range of specialists who practice at Mildura Health Private Hospital who do not charge an out-of-pocket expense.
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